Page 22 - MEDICAL AND HEALTH INSURANCE
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MEDICAL AND HEALTH INSURANCE


               Consultants  are  medical  specialists  who  specialise  in  certain  branches  of

               medicine  that  they  are  qualified  and  trained  for.  They  are  normally

               referred  to  by  the  primary  care  doctor  with  specific  referral  of  the  patient's

               condition  to  their  speciality.  Patients  can  also  have  direct  access  to  the
               specialist  on  their  own  in  the  private  sector  as  all  the  private  sector

               specialist services are for a fee.


               Specialists'  fees  are  higher  than  those  of  general  practitioners,  as  they  are

               specially  trained  for  the  specific  branch  of  medicine  and  required  a  longer
               span of education.


               1.5.3   OTHER HEALTHCARE PRACTITIONERS



               Healthcare practitioners are commonly grouped into several professions:


                     Medical (including general practitioners and specialists)

                      Nursing (including various professional titles)

                     Midwifery (including Obstetrics)
                     Dentistry (including dental team members)

                     Allied health professions

                      Health Scientists.


               Now  that  we  have  discussed  the  medical  professional,  let  us  consider  the

               allied  health  professionals.  Allied  health  professionals,  also  referred  to  as

               "health  associate  professionals"  in  the  International  Standard  Classification
               of  Occupations,  support  implementation  of  healthcare,  treatment  and

               referral  plans  usually  established  by  medical,  nursing  and  other  health

               professionals,  and  usually  require  formal  qualifications  to  practice  their
               profession.  In  the  Ministry  of  Health  of  Malaysia  the  Allied  Health  Sciences

               Division comprises of 4 units namely:





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