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Published and printed by:

               Department of Commerce
               Politeknik Kota Bharu

               KM. 24, Kok Lanas,

               16450 Ketereh, Kelantan.


               Risk Management First Edition 2021


               © 2021 Siti Hajar Muhd Ariff, Razia Malini Mohamad dan Aida Ashyurani Mohd Razully




               All rights reserved. No part of publication may be reproduced, stored in any form
               or  by  any  means,  electronic,  mechanical,  photocopying,  recording  or  otherwise

               without prior written permission of the copyright holder.












               Siti Hajar, Razia Malini & Aida Ashyurani
               Risk Management/ Siti Hajar, Razia Malini & Aida Ashyurani























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